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Business Checking is a premiere account designed for businesses with higher account transactions and balances. Business Checking can be paired with our Treasury Management Services to help you better manage your cash flow.

Unlimited Check Writing

Business Checking features unlimited check writing, no minimum balance requirements, and low transaction fees. Account fees and monthly service charges can be offset with earnings credit on collected balances.


INB Business Debit MasterCardⓇ

Extend the flexibility of your business account with the Business Debit MasterCardⓇ. Use your Business Debit MasterCardⓇ to make purchases anywhere MasterCardⓇ is accepted worldwide. There is no monthly service fee and transactions post directly to your business account.


Treasury Management

Manage your business’ day-to-day cashflow and account balances with our convenient online Treasury Management tools.


Paperless Statements and Notices

Paperless account statements and notices are available for all business accounts. Paperless statements and notices reduce the threat of identity theft and reduce paper consumption, which is better for the environment and helps reduce costs.


Overdraft Protection

Optional Overdraft Protection performs an automatic sweep transfer to move available funds from a qualifying savings or secondary checking account in the event your account is overdrawn. Inter National Bank's standard overdraft practices may apply.


Business Mobile Banking

Monthly Service Fee
Monthly Per Item Fee
$0.20 For each debit posted
$0.20 For each credit posted
$0.15 For each item deposited

No minimum balance is required.  Fees may be directly offset with an earnings credit based on investable balance. The investable balance is an average positive available balance less the reserve requirement.  The earnings credit rate is a variable rate.  Monthly account fees, including a deposit assessment fee, are calculated via account analysis. Analysis statements will be received on or by the 5th of each month.

Business Checking
Business Checking with Interest
Money Market Account
Express Business Checking
EZ Business Checking
Unlimited Check Writing Yes Yes N/A Yes Yes
Free First Order of 50 Bank Stock Checks Yes N/A N/A Yes Yes
Interest Paid/Earning Credit N/A Yes Yes N/A N/A
Monthly Per Item Fee Each Debit Posted $0.20 Each Credit Posted $0.20 Each Item deposited $0.15 Each Debit Posted $0.20 Each Credit Posted $0.20 Each Item deposited $0.15 Each Debit Posted $0.20 Each Credit Posted $0.20 Each Item deposited $0.15 Up to 400 transactions items per month free. Over 400 are at $0.30 each. Up to 175 transactions items per month free. Over 175 are at $0.30 each.
Monthly Service Charge $15 $15 $15 $12 if average daily balance is between $2,500 - $7,499.99

$15 if average daily balance is less than $2,500
Balance to Waive Monthly Service Charge N/A $1,500 $2,500 $7,500 $2,500
  • Important Account Opening Information: Federal law requires us to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law. In addition, on legal entity accounts, we will require identification on beneficial owners and controlling person.