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Our Savings account is the perfect emergency fund or for those just starting to save. This FDIC insured Savings account features competitive rates and is ideal for those with lower account balances. Link your savings to your checking account to reduce overdrafts and associated fees.

Savings Account with Easy Access to Funds

Start saving today with a $50 minimum opening deposit and receive the piece of mind that comes with having an FDIC insured account There are no service fees when you maintain a daily balance of $200 or more. Interest is paid quarterly.  Use your Savings Account to protect your checking account from overdrafts.


Access 50,000+ Surcharge Free ATMs Worldwide

Access your funds from over 50,000 Allpoint® ATMs in the U.S., plus thousands more worldwide, at no cost.  Many Allpoint ATMs are conveniently located in Walgreens®, Target®, CVS®, and Circle K® stores. Use our locator to find an ATM near you.


Robust and Secure Online Banking

Inter National Bank’s Online Banking is the easy and secure way to manage your accounts online.  Our powerful Online Banking system not only allows you to see your account balances, but you are also able to see real-time transactions, transfer funds between Inter National Bank accounts, place stop payments and download transactions directly into Quicken®, Mint® and other personal financial management applications. Online Banking is protected by a robust security and multi-factor authentication.


Mobile Banking

View balance information, review transactions, pay bills and locate INB branches and ATMs straight from your mobile phone.


Paperless Statements REQUEST INFORMATION

No more waiting on the mailman! With INB’s free paperless statements, you can view financial information and notifications electronically the day after your statement or notice is produced.


Account Alerts

Receive email alerts when your balance is low or when transactions post to your account.  It's a quick way to stay on top of your account. Best of all, account alerts are free to setup.


Savings Account

Monthly Service Fee
$0.00 If your average daily balance is $200 or higher
$3.00 If your average daily balance is less than $200
Excess Activity Fee
$2.00 For each transaction in excess of the limit of two (2) withdrawals per month.
Money Market Savings
Certificate of Deposit
Individual Retirement Account
Minimum Initial Deposit $50.00 $100.00 $500.00 $500.00
Account Service Charge $9.00 quarterly $15.00 monthly $0.00 $0.00
To avoid the monthly service charge, the following requirements must be met during each statement cycle: Average Daily Balance of $200.00 or above Average Daily Balance of $2,500.00 or above N/A N/A
Number of Free Transactions 6 per statement cycle (1) 6 per statement cycle (1) N/A N/A
Excess Transaction Fee $2.00 $15.00 N/A N/A
Interest Compounded & Credited Quarterly Average Daily Balance Average Daily Balance Average Daily Balance
Interest Calculated based on Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance
Interest Rates Interest earned on entire balance. Variable Interest Rate
Tier 1 : $0.00 - $3,499.99
Tier 2 : $3,500 - $49,999.99
Tier 3 : $50,000 - $249,999.99
Tier 4 : $250,000.00 - $999,999.99
Tier 5 : $1,000,000.00 - $9,999,999.99
Tier 6 : $10MM or more
Fixed Interest Rate Fixed Interest Rate
Free E-Statement Yes Yes N/A N/A
Imaged Statement N/A Yes N/A N/A
Paper Statement $3.00 $3.00 N/A N/A
Statement Cycle Quarterly Monthly Quarterly Quarterly
Free INB ATM Transactions (50,000+ Allpoint network surcharge free ATMs) (2) Yes Yes N/A N/A
  • Federal regulations limit the number of transfers to another one of your accounts at Inter National Bank or to a third party by means of a pre-authorized or automatic transfer, telephone transfer, computer transfer, or by check, draft, debit card or similar order, to a combined total of six per statement cycle for savings accounts and money market accounts. This includes overdraft protection transfers and INB online banking transfers and bill payments.

  • ATM services are free at Inter National Bank and at ATM locations worldwide displaying the AllpointTM logo.

  • Important Account Opening Information: Federal law requires us to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law. In addition, on legal entity accounts, we will require identification on beneficial owners and controlling person.

  • All trademarks are the property of their respective owners. No endorsement is implied.